Legal Documents

35ko Terms & Conditions

Complete information on the rules, terms, and responsibilities for using the 35ko platform. Please read and understand these terms carefully before creating or using an account.

Last Updated: 1 January 2026

Introduction & Acceptance

This Terms & Conditions document serves as a legal agreement governing your use of the 35ko platform and all its services. By accessing our services through the 35ko website, mobile application, or any other channel, you are fully agreeing to these terms. If you do not agree with any part of these terms, you must refrain from using the 35ko platform.

35ko is a fully licensed and regulated online betting and gaming platform offering Sports Betting, casino games, slots, and other gaming services to users in Bangladesh. We are approved by international gaming regulatory authorities and operate to strict regulatory standards. All our operations are designed to be transparent, fair, and committed to player protection.

In this document, we'll cover the account registration process, eligibility requirements, betting rules, payment and withdrawal policies, bonus terms, responsible gaming guidelines, and many other important topics. 35ko is committed to ensuring your safety and a great gaming experience.

Important Notice

35ko is strictly for individuals aged 18 and above. We prohibit gaming by minors and enforce age verification processes. Responsible gaming is our priority, and we encourage all players to stay within their limits.

Changes to Terms

35ko reserves the right to amend, modify, or update these Terms & Conditions at any time. Any changes take effect as soon as they are posted on the website. Continued use of the platform after changes are made constitutes your acceptance of the revised terms. We recommend all users check this page regularly to stay up to date.

For significant changes, we may notify you by email or account notification. If you do not agree with a change, you have the right to close your account and stop using the platform. Continued use of the platform after any changes will be considered acceptance of the updated terms.

Main Terms & Conditions

Key rules for using the 35ko platform

Account Eligibility

Only individuals 18+ can create an account. A person may only maintain one account.

Security Responsibilities

You are responsible for keeping your login credentials secure. Any unauthorised access must be reported immediately.

Fair Play

All bets and games are fair and transparent. The use of cheats, bots, or any third-party software is strictly prohibited.

Payment Policy

All transactions are secure and encrypted. Deposits are instant and withdrawals are processed within 2–10 minutes.

Bonus Terms

All bonuses come with specific terms and conditions. Read each promotion's rules carefully.

Prohibited Activities

Multiple accounts, bonus abuse, money laundering, or fraud will result in immediate account suspension.

Account Registration & Usage

Eligibility Criteria

To create and use an account at 35ko, you must meet the following eligibility requirements:

  • Age: You must be at least 18 years old. We verify age and will immediately close accounts found to belong to minors, and funds may be forfeited.
  • Legal Capacity: You must have the legal capacity to enter into a contract and must not be subject to any legal restrictions.
  • Jurisdiction: Online gaming must be legal in your area. If it is prohibited in your country or region, do not use 35ko.
  • Single Account: Only one account is permitted per person, household, address, IP address, and device. If multiple accounts are detected, all accounts will be suspended.
  • Accurate Information: All information you provide during registration must be true, accurate, and complete. Providing false information may result in account closure.

Account Registration Process

To register with 35ko, you will need to complete an online form providing your name, date of birth, address, email, phone number, and other required details. You will also need to create a username and a strong password to complete registration.

After registration, you will need to verify your identity. As part of this KYC (Know Your Customer) process, you may be required to submit a government-issued ID (National ID card, passport, or driving licence) and proof of address (utility bill or bank statement). This is required for anti-money laundering compliance and to protect your account.

Account Security

Keeping your login credentials confidential is your responsibility. Never share your password with anyone. If you suspect unauthorized access to your account, change your password immediately and contact 35ko Support. We strongly recommend enabling Two-Factor Authentication (2FA).

Account Suspension

35ko reserves the right to suspend or close any account under the following circumstances:

  • Providing false or misleading information
  • Operating multiple accounts
  • Attempting to abuse bonuses or exploit the system
  • Suspected money laundering or fraudulent activity
  • Underage Users
  • Breach of Responsible Gaming Limits
  • Aggressive, obscene, or harassing behavior

In the event of account suspension, any remaining balance or bonuses may be forfeited. 35ko's decision is final.

Betting Rules & Conditions

Bet Placement

The following rules apply when placing bets on 35ko:

  • Bet Confirmation: Once a bet is placed and confirmed, it cannot be cancelled or changed. Please review all details carefully before submitting your bet slip.
  • Minimum & Maximum Bet: Each event and market has minimum and maximum bet limits. These limits may vary by event.
  • Odds Changes: Odds in live betting change rapidly. The odds at the time your bet is placed will apply.
  • Sufficient Balance: Your account must have sufficient funds to place a bet. Bonus funds may be used subject to applicable terms.

Bet Settlement

Bet settlement is done according to official results. For sports bets, we follow official sports feeds and governing body results. For most events, settlement is completed within 1-2 hours after the event ends.

A bet may be voided or cancelled in the following circumstances:

  • If an event doesn't start or is abandoned midway
  • If official results are unavailable
  • Clear pricing errors or technical glitches
  • Suspicious betting patterns or event manipulation

In case of void bets, stakes are refunded.

Bet Types Minimum Stake Maximum Stake Settlement Time
Pre-Match Sports BDT 50 ৳1,00,000 1–2 hours
Live Sports BDT 50 BDT 50,000 Instant
Casino Games BDT 20 BDT 50,000 Instant
Slot Machines ৳10 ৳20,000 Instant
Dispute Resolution

If you disagree with a bet settlement, you must notify us in writing within 7 days of the result being announced. We will investigate each dispute and work towards a fair resolution. 35ko's decision is final and binding.

Payment & Withdrawal Policy

Deposit Rules

35ko supports multiple payment methods for Bangladeshi players, including bKash, Nagad, and Rocket. Rules for deposits:

  • Minimum Deposit: The minimum deposit is ৳500 for all payment methods.
  • Maximum Deposit: Maximum BDT 1,00,000 per transaction (may be higher for VIP players).
  • Processing Time: All deposits are instant. Funds will be reflected in your account immediately.
  • Fees: 35ko does not charge any deposit fees. However, your payment provider may apply their own charges.
  • Own Funds: Deposits must be made using a payment method registered in your own name. Third-party payments are not accepted.

Withdrawal Rules

The following conditions apply to withdrawing winnings:

  • Minimum Withdrawal: The minimum withdrawal amount is ৳1,000.
  • Verified Account: Your account must be fully verified (KYC completed) before you can make a withdrawal.
  • Wagering: Deposited funds must be wagered at least once before a withdrawal can be made. Bonus funds are subject to specific wagering requirements.
  • Same Method: Withdrawals are generally processed to the same method used for the original deposit.
  • Processing Time: Withdrawals for verified accounts are processed within 2–10 minutes. First-time withdrawals may require additional verification.
  • Limit: Daily maximum withdrawal of BDT 5,00,000. Higher limits for VIP players.

Anti-Money Laundering

35ko follows strict Anti-Money Laundering (AML) policies. For suspicious transactions, we may request additional documentation and proof of the source of funds. We cooperate with regulatory authorities and report suspicious activity.

If your account is found to be involved in money laundering or fraud, it will be immediately closed and funds may be forfeited. The matter may be reported to law enforcement authorities.

Bonus & Promotion Terms

General Bonus Rules

35ko offers various bonuses and promotions for regular players. The following general terms apply to all bonuses:

  • Per Player: Each bonus can only be claimed once per person, household, address, and device.
  • Wagering Requirement: Most bonuses come with wagering requirements that must be met before you can withdraw.
  • Validity: Every bonus has an expiry period (typically 30 days). If wagering requirements are not met within this time, the bonus will be forfeited.
  • Eligible Games: Not all games contribute equally toward wagering requirements. Please refer to the specific bonus terms.
  • Maximum Bet: While a bonus is active, a maximum stake limit may apply per bet.
  • Abuse: Bonus abuse, fraudulent activity, or low-risk betting will result in bonus cancellation and forfeiture of winnings.

Welcome Bonus

New players receive a welcome bonus on their first deposit — typically a 100% match bonus up to ৳10,000. This bonus carries a 5x wagering requirement and must be played through on Sports Bets at minimum 1.50 odds or on Slots.

Reload Bonus

Weekly reload bonuses are available for regular players, typically offered as a 50% match bonus every Monday and Friday. A specific bonus code is required to claim.

Cashback

35ko offers a weekly cashback where you get back 10% of your losses. This cashback is directly withdrawable with no wagering requirement.

Promotion Changes

35ko reserves the right to modify, suspend, or discontinue any bonus or promotion at any time. Always check the Promotions page for active offers. Full terms for each promotion will be detailed on the respective promotion page.

Prohibited Activities

The following activities are strictly prohibited on the 35ko platform and may result in account suspension and legal action:

  • Multiple Accounts: Creating multiple accounts under the same identity.
  • Bonus Abuse: Claiming bonuses unfairly by exploiting the system.
  • Collusion: Colluding with other players to defraud the platform.
  • Software Usage: Using bots, scripts, or any other automated software.
  • Insider Betting: Using insider information to gain an unfair advantage.
  • Money Laundering: Using the platform to launder illegal funds.
  • Chargeback Fraud: Filing chargeback claims against valid deposits.
  • Hacking: Attempting to hack the platform or other players' accounts.

If you are found to have engaged in any of these activities, your account will be suspended immediately, all funds and winnings will be forfeited, and you will be permanently banned from 35ko. We will cooperate with law enforcement authorities where necessary.

Fraud Prevention

35ko uses advanced fraud detection systems. We monitor all account activity and identify suspicious patterns. If we detect any fraudulent activity, we will take immediate strict action. Honest and fair play ensures a safe environment for all our players.

Liability & Limitations

35ko's Liability

35ko is committed to providing the best possible service, but we are not liable in the following circumstances:

  • Service disruptions due to technical issues, server downtime, or system errors
  • Failure or delay by a third-party payment provider
  • Internet connectivity issues or player device problems
  • Third-party errors providing incorrect scores or results
  • Unauthorised use of your login credentials (where you have failed to keep them secure)
  • Force majeure events (natural disasters, war, government restrictions, etc.)

Player Responsibilities

By using 35ko, you agree to the following responsibilities:

  • Keeping Your Account Secure
  • Comply with all applicable local laws
  • Providing Accurate and Truthful Information
  • Gaming responsibly and staying within your financial limits
  • Not allowing minors to access your account

Loss Limit

35ko is not liable for indirect, incidental, special, or consequential damages under any circumstances. Our maximum liability shall be limited to the amount of the relevant transaction or bet.

Online gaming involves financial risk. Only bet money you can afford to lose. 35ko is not responsible for your betting decisions or outcomes.

Frequently Asked Questions

Questions About Terms & Conditions

35ko primarily uses decimal odds format because it's the simplest and most straightforward. However, you can switch to Fractional or American format in settings.

  • Decimal Odds (Default): This format shows your potential return in a straightforward way. For example, odds of 2.50 on a ৳100 bet means you receive ৳250 in total (৳100 stake + ৳150 profit). The calculation is simple: stake × odds = total return.
  • Fractional Odds: Popular in the UK. For example, 3/1 means a profit of 3 units for every 1 unit staked. A ৳100 bet returns ৳300 profit + ৳100 stake = ৳400 total.
  • American Odds: Displayed with + and - signs. +250 means a ৳100 bet returns ৳250 in profit. -250 means you need to stake ৳100 to win ৳250.

Changing Odds Format: Go to My Account > Settings > Display Preferences to select your preferred odds format. The bet slip automatically calculates and displays your potential winnings. Higher odds mean greater risk but a larger payout; lower odds are safer but offer smaller returns.

35ko has separate minimum stakes for different bet types and game categories, so players of all budgets can enjoy the platform:

  • Sports Betting (Single Bet): Minimum BDT 50 per bet. This applies to both pre-match and live betting.
  • Multiple/Accumulator Bet: Minimum total stake of ৳50. For example, placing ৳50 on each of 3 matches (totalling ৳150) or ৳50 as a single combined bet — both are valid.
  • System Bet: Minimum ৳100, as this bet type involves multiple combinations. Each combination is calculated at a minimum of ৳50.
  • Slot Machines: As low as BDT 10 per spin. Some slots may go even lower (BDT 5).
  • Live Casino (Blackjack, Roulette, etc.): Varies by table — generally ৳20–৳100. Higher at VIP tables.
  • Virtual Sports: Minimum BDT 50 per bet.

Special Note: Minimum stake limits may be temporarily adjusted during certain special events or promotions. The bet slip always displays the current minimum and maximum stake limits. If your stake falls below the minimum, the system will prevent you from placing the bet and display an error message.

Read the terms? Start playing now

Now that you know the 35ko Terms & Conditions, you're all set for Bangladesh's best gaming experience. Claim your welcome bonus and start winning today.

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